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All USSD Codes in Nigeria | Bank USSD Codes

All USSD Codes in Nigeria: A Comprehensive Guide for Seamless Mobile Transactions

In the fast-paced world of digital transactions, all USSD codes in Nigeria play a pivotal role in simplifying daily activities. Whether it’s checking your account balance, transferring funds, recharging airtime, or subscribing to data bundles, these codes provide instant solutions without the need for internet access.

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This article provides an exhaustive list and detailed explanation of the most essential USSD codes in Nigeria, ensuring you have everything you need at your fingertips.


What Are USSD Codes?

Unstructured Supplementary Service Data (USSD) codes are short codes used on mobile phones to access various services directly from your telecom provider, bank, or other service providers. These codes work without internet, making them accessible for anyone with a mobile device.


Benefits of Using USSD Codes

  • Convenience: Access essential services anytime, anywhere.
  • Speed: Execute transactions in seconds.
  • Accessibility: Works on all types of mobile phones.
  • Cost-effective: Requires no data or internet connection.
  • User-friendly: Intuitive menus guide users step by step.

Unified USSD Codes Across All Networks in Nigeria

As of May 2023, the Nigerian Communications Commission (NCC) introduced standardized USSD codes to streamline services across networks. Below is a table highlighting these codes:

ServiceUSSD Code
Call Centre/Help Desk300
Borrow Airtime/Data*303#
Stop/Deactivate Services*305#
Check Account Balance*310#
Airtime Recharge*311*RechargePIN#
Subscribe to Data Plans*312#
Data Balance Check*323#
Share Airtime/Data*321#
Do-Not-Disturb (DND)2442
Porting Services3232
NIN Verification/Linkage*996#

Network-Specific USSD Codes in Nigeria

MTN Nigeria

MTN offers a range of USSD codes to simplify your mobile experience. Here’s a detailed list:

ServiceUSSD Code
Check Balance*556#
Airtime Recharge (Self)*555*RechargePIN#
Airtime Recharge (Others)*600*RecipientNumber*Amount#
Data Balance Check*131*4#
Borrow Airtime/Data*606#
Customer Care180

Airtel Nigeria

Airtel simplifies mobile transactions with the following codes:

ServiceUSSD Code
Check Balance*123#
Airtime Recharge*126*RechargePIN#
Data Plan Subscription*141#
Data Balance Check*140#
Borrow Airtime/Data*500#
Customer Care111

Glo Nigeria

Glo customers can use these codes to manage their accounts:

ServiceUSSD Code
Check Balance*124*1#
Airtime Recharge*123*RechargePIN#
Data Plan Subscription*777#
Data Balance Check*127*0#
Borrow Airtime/Data*321#
Customer Care121

9mobile Nigeria

For 9mobile users, these codes simplify mobile activities:

ServiceUSSD Code
Check Balance*232#
Airtime Recharge*222*RechargePIN#
Data Plan Subscription*229#
Data Balance Check*228#
Borrow Airtime/Data*665#
Customer Care200

Bank USSD Codes in Nigeria

Banking in Nigeria has never been easier with all USSD codes in Nigeria provided by top banks. Here is a comprehensive list:

Bank NameUSSD Code
Access Bank*901#
GTBank*737#
Zenith Bank*966#
UBA*919#
First Bank*894#
Fidelity Bank*770#
Ecobank*326#
Union Bank*826#
Sterling Bank*822#
Polaris Bank*833#
Wema Bank (ALAT)*945#
Keystone Bank*7111#
Unity Bank*7799#
Heritage Bank*745#

How to Use USSD Codes Effectively

  1. Dial the Code: Open your phone’s dialer and type the USSD code.
  2. Follow the Prompts: Navigate through the menu by selecting the appropriate options.
  3. Confirm Transactions: Ensure you review details before confirming.
  4. Secure Your PIN: Always keep your PIN confidential.

Miscellaneous USSD Codes

Apart from telecom and bank services, other sectors in Nigeria offer USSD-based solutions:

ServiceUSSD Code
Electricity Prepaid Meter*223#
Vehicle Registration (FRSC)*346#

Security Tips for Using USSD Codes

  1. Verify Codes: Ensure you’re using legitimate USSD codes.
  2. Avoid Sharing Your PIN: Keep your transaction PIN private.
  3. Monitor Account Activity: Regularly check your balances and statements.
  4. Report Suspicious Activity: Immediately notify your bank or service provider of unauthorized transactions.

Conclusion

All USSD codes in Nigeria serve as indispensable tools for efficient mobile transactions. From banking and telecom services to utility payments, these codes empower users with instant solutions. By familiarizing yourself with these codes, you can unlock the full potential of digital services without relying on internet connectivity. Bookmark this guide for future reference and simplify your daily transactions.

Start leveraging the power of all USSD codes in Nigeria today for a seamless and efficient experience!

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