Agrani Bank: A Comprehensive Guide to Services, Benefits, and Branch Details
Agrani Bank Limited is a state-owned commercial bank in Bangladesh with a rich legacy of serving the nation’s financial needs since its establishment in 1972. Over the decades, it has played a pivotal role in empowering individuals, businesses, and communities through diverse banking solutions.
This article delves deep into the various facets of Agrani Bank, including its history, services, account-opening procedures, routing numbers, and a list of its major branches across Bangladesh.
Introduction to Agrani Bank
Agrani Bank is recognized for its customer-centric approach, offering modern banking services tailored to meet the needs of individuals, small businesses, and large enterprises. With a network of over 950 branches across Bangladesh, the bank stands as a symbol of financial inclusivity.
The term “Agrani Bank” is synonymous with trust and reliability, attracting millions of customers who seek comprehensive financial solutions under one roof.
Why Choose Agrani Bank?
Agrani Bank provides a host of advantages to its customers:
- Widespread Network: Over 950 branches ensure accessibility in urban and rural areas.
- Customer-Centric Services: From personal savings accounts to large-scale corporate loans, Agrani Bank caters to all.
- Innovative Solutions: The bank integrates modern banking technologies, including online and mobile banking.
- Government Support: As a state-owned bank, it offers stability and government-backed schemes.
Services Offered by Agrani Bank
Agrani Bank provides a wide array of services to its customers. These include:
- Personal Banking Services:
- Savings accounts
- Current accounts
- Fixed deposit schemes
- Pension schemes
- Education loans
- Corporate Banking:
- Corporate loans
- Project financing
- Trade finance services
- Cash management
- Rural and SME Banking:
- Micro-loans for rural entrepreneurs
- SME loans for small businesses
- Agricultural loans
- Digital Banking Services:
- Mobile app for banking on the go
- Online fund transfers
- Utility bill payments
- e-Statements
- International Services:
- Foreign remittances
- Export and import services
- Foreign currency accounts
How to Open an Account with Agrani Bank
Opening an account with Agrani Bank is a straightforward process. Here are the steps:
- Visit a Branch: Choose your nearest Agrani Bank branch. Popular branches like Motijheel or Uttara offer dedicated customer support.
- Documentation Required:
- Valid National ID or Passport
- Recent passport-sized photographs
- Proof of address
- Nominee details with identification
- Fill Out the Application Form: Provide accurate information and submit the form along with the required documents.
- Initial Deposit: Make the initial deposit as per the account type.
- Verification and Activation: After verification, the account will be activated, and you can start banking.
Agrani Bank Routing Number
Agrani bank routing numbers are essential for digital fund transfers and other banking activities. Below is a table listing the routing numbers of some major Agrani Bank branches:
| Branch Name | Branch Code | Routing Number |
|---|---|---|
| Agrani Bank Head Office | 01026 | 010260001 |
| Uttara Branch | 01026 | 010263203 |
| Motijheel Branch | 01026 | 010263001 |
| Chittagong Branch | 01026 | 010262001 |
| Khulna Branch | 01026 | 010261001 |
For a comprehensive list of Agrani Bank’s routing numbers, visit their official website or contact the branch directly.
Top Branches of Agrani Bank in Bangladesh
Agrani Bank boasts a widespread network of branches to ensure seamless services. Here are some of the most prominent branches:
| Branch Name | Location | Services Available |
|---|---|---|
| Head Office | Dhaka | All banking services |
| Uttara Branch | Dhaka | Personal, SME, and corporate banking |
| Motijheel Branch | Dhaka | Large-scale trade finance and retail services |
| Agrabad Branch | Chittagong | Export-import services and corporate banking |
| Khulna Branch | Khulna | Retail and SME loans |
How Agrani Bank Supports Economic Growth
Agrani Bank is a significant contributor to Bangladesh’s economy. Its agricultural loans have empowered rural farmers, while SME loans have boosted small businesses. Additionally, its involvement in financing government projects and providing remittance services has positively impacted the national economy.
The “Agrani Bank” brand is also associated with corporate social responsibility (CSR), supporting educational initiatives, disaster relief, and community development projects.
The Digital Evolution of Agrani Bank
Agrani Bank has embraced digital transformation to offer its customers a seamless banking experience. Its digital banking platform provides features such as:
- Online Account Management: Access account details and manage funds effortlessly.
- Mobile Banking: Perform transactions on the go using the Agrani Bank app.
- Remittance Services: Receive remittances from overseas quickly and securely.
By incorporating digital solutions, Agrani Bank ensures it stays ahead in the competitive banking landscape.
Frequently Asked Questions about Agrani Bank
- What is the primary focus of Agrani Bank?
Agrani Bank focuses on providing inclusive banking services to individuals, businesses, and communities across Bangladesh. - What documents are needed to open an account?
National ID or Passport, proof of address, nominee details, and passport-sized photographs are required. - Can I use online banking with Agrani Bank?
Yes, Agrani Bank offers online banking services, including fund transfers and bill payments. - How can I find the routing number for my branch?
You can check the routing number on Agrani Bank’s official website or inquire at the branch.
Conclusion
Agrani Bank stands out as a reliable financial institution in Bangladesh, meeting the diverse needs of its customers through innovative banking solutions. Whether you’re an individual looking to open a savings account or a business seeking corporate financing, Agrani Bank is equipped to serve you.
The bank’s commitment to economic development, digital transformation, and customer satisfaction solidifies its position as a leading financial institution. If you’re considering banking services, Agrani Bank should undoubtedly be on your list.
Remember, the term “Agrani Bank” is not just a name; it’s a legacy of trust, efficiency, and excellence.
